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With the cost of nursing home care in our area approaching $5,000 per month or more, even those persons who can afford to pay for a period of time will often find their savings drained in a matter of months, not years.

It is no surprise, then, that many of our clients turn to us to help them find sources of financial assistance to help with the cost of care.

Both Colorado Medicaid and Veterans' Benefits can be a great resource for families seeking relief from their high nursing home costs. There are, however, certain conditions that must be met for each in order to ensure that your loved one will qualify and that their estate will be protected.

Recent changes in Colorado Medicaid laws, for example, have made the process of qualification more difficult. Every application is scrutinized carefully by the state, and mistakes can be punished with costly penalties.

These stricter regulations have led to a number of common questions from people like you...people who are afraid that qualifying for Medicaid will leave them with virtually nothing:

• Can I protect my home from the state?
• How much of my income will I be allowed to keep?
• How can I reduce (or even eliminate) my nursing home bills?
• What is this I hear about a "look back" period? What does that mean?
• Will I be able to pass on an inheritance to my children?
• My loved one is already in a nursing home...is it too late to qualify for benefits?

Fortunately, armed with the right information and sound legal strategies, you can protect your hard-earned assets while easing the strain caused by excessive health care bills.

Because everyone's situation is unique, you'll also receive a certificate for a FREE 30 minute consultation with a qualified Denver Elder Law professional as a special bonus. We'll be happy to answer any questions that you may have about the steps that you should be taking to qualify for financial assistance with your nursing home or assisted living costs.

I strongly encourage you to fill out the form below and get instant access to your FREE, no-obligation copies of my e-courses, Don't Go Broke in a Nursing Home and The Nuts & Bolts Guide to VA Benefits. They explains some of the strategies that smart families are using to protect their loved ones right now.

Warmly,

Richard Hughes
Attorney at Law

P.S. Making informed decisions may become difficult or even impossible over time. The longer you wait, the greater the risk becomes. But with proper planning, you will ensure that you've taken the best steps possible to protect your loved ones and your family's financial security. Do it now before it's too late!